Homeowner policy may be issued to the owner-occupant(s) of a dwelling which is used exclusively for private residential purposes and contains no more than 2 families and with not more than 2 roomers or boarders.

Tenant Homeowner policy may be issued to a tenant (non-owner) of a dwelling or an apartment. This policy will provide coverage for the tenants personal contents.

Condominium Homeowner policy may be issued to the owners(s) of a condominium or cooperative unit which is used exclusively for residential purposes and is not occupied by more than one additional family or no more than two boarders or roomers.

Optional coverages available by endorsement on the homeowner policy:

Schedule Items are available under the homeowner policy.

Schedule items includes:
Jewlery, Watches, Cameras, Furs, Firearms, Silverware, Musical Instruments, Stamps, Securities, Fine Arts, Money, Gold, Coins, Golfer's Equipment